Loans

Loans

Perkins Loans

Direct Subsidized and Unsubsidized Loans (Stafford Loans)

PLUS Loans

Other Loan Programs

Loans @ a Glance

FEDERAL LOANS	ELIGIBILITY	PROGRAM CHARACTERISTICS

Perkins	Based on financial need, at least half-time enrollment, any degree-seeking status	Fixed 5% interest rate during repayment . 9 month grace period before repayment begins. UNLV is the lender. Annual Limits: $3,000 undergraduate and graduate status Program Limits: $20,000 maximum undergraduate status and $40,000 maximum graduate status
Direct Subsidized Stafford	Based on financial need, at least half-time enrollment, any degree-seeking status	Variable interest rate with cap of 8.25% during periods of repayment 6 month grace period before repayment begins Federal agency is the lender. Annual Limits: $3,500 for freshman status, $4,500 sophomore status, $5,500 junior and senior status, $8,500 graduate status Program Limits: Visit the Federal Direct Loan web site for more details.
Direct Unsubsidized Stafford	At least half-time enrollment, any degree-seeking status	Variable interste reate with cap of 8.25% during period of repayment Interest accrues during periodds of enrollment Interest may be paid or capitalized during periods of enrollment Typically offered in combination with Direct Subsidized Staffor ederal agency is the lender. Annual Limits: $4,000 for freshman/sophomore status, $5,000 junior / senior status, $12,000 graduate status Program Limits: Visit the Federal Direct Loan web site for more details.
UNLV LOANS	ELIGIBILITY	PROGRAM CHARACTERISTICS
Ruth Minor	Available to hotel administration majors	Annual Limits: $1,000 (minimum) Contact College of Hotel Administration (702) 895-3308 for more information.
Marion Smith Health Professions Loan	Available to sophomores, juniors, or seniors enrolled in at least 3 credits	Low Interest loan. Annual Limits: $1,000 (maximum) Contact College of Health Sciences (702) 895-3693 for more information. Click here for application